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4 Reasons Why Opting for a Medical Loan Might Be Smarter Than Saving For It
When facing the costs of medical treatment, the immediate reaction might be to start saving up. However, in certain situdauntingations, taking out a loan could be the more financially savvy choice. Here's why:
Travel Hacks for Affordable Adventures!
Whether you're dreaming of a weekend getaway or planning an epic journey, these practical hacks will empower you to explore the world without breaking the bank. Let’s dive in and discover how to stretch your travel budget further!
Spring Renewal: Money-Saving Spring Cleaning Ideas for a Tidier Home
As the world outside comes alive with blooming flowers and warmer days, the time is ripe for a cost-effective home makeover through spring cleaning. Refreshing your living space doesn't have to put a dent in your wallet. With a dash of creativity and strategic planning, you can achieve a rejuvenated atmosphere that radiates the essence of spring. Discover these savvy spring-cleaning ideas that promise a revitalised home without breaking the bank.
6 Tips to Make the Most out of Sales this Black Friday
One of the best and biggest shopping days of the year, Black Friday is coming to a retailer near you (or it may already be there!). Online and brick & mortar stores are rolling out their Black Friday deals, and deals mean ways to save money, which SMB is all about! To make the most of this year’s sales, we’ve compiled 6 tips to help you ACTUALLY save money during Black Friday deals in 2022…
The Guide to Thoughtful Gifting on a Budget
You don’t need to empty your wallet to give a gift that is thoughtful, practical and cherished by the recipient. The key to thoughtful gift-giving is understanding the person you’re gifting and focusing on something special and unique, just for them. Don’t overthink it! When you spend serious dosh on a gift, you can end up putting a lot of pressure on yourself and your finances. So, our team have come together to bring you our tips on how to be a thoughtful gifter on a budget.
Why should you think about purpose when thinking about finances?
What does purpose have to do with your finances? Everything, actually. Making money as your only goal is never the best move. Making money from what we enjoy and feel we are naturally good at helps us feel more attuned with our reason for being here: our purpose!
7 ways to avoid losing money with bank fees
Let's face it; we're way past our last year's 'new year resolutions' - to save more' or 'be more aware of our finances'. But why do we set ourselves up to fail with vague goals, put into action only once a year!? The truth is, if you want, you can start to achieve your goals every day! Even if you're thinking to yourself, "It's hopeless! It's August! I'll NEVER achieve my goals! Why did I leave it so late?". What you should be asking is why should I limit myself to goal setting only once a year! It's time to start now…
What is my Credit Score & Why Does it Matter?
Your credit score is more than just a number—it’s a snapshot of your financial health that impacts your ability to secure loans, lower interest rates, and even job opportunities. Yet, studies show that most New Zealanders don’t know their score or how it’s calculated. This three-digit number, ranging from 0 to 1000, reflects your payment history on credit cards, loans, and bills, giving lenders and insurers insight into your financial reliability. A higher score can unlock better financing options, while a low score may hold you back.
Easy way to distinguish wants from needs & budget better in 2021
The last post on budgeting was so successful that more on budgeting had to be written! If you are a regular reader of our blog, you have already read the post about top tips for setting financial goals, where you can follow the eight steps to set your financial goals and plan for a brighter financial future, but it was only the beginning.
How To Build Your Credit Score
So, you’ve checked your score and there is room for improvement? You don’t have any defaults and your bills are up to date… so what could have pulled it down? Don’t panic! There are some easy wins to help improve your credit score.