Free Spirit

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Sweet-as, Free Spirit!
Plans? Nah, you’d rather see where the wind takes you, whether it’s a random trip or a last-minute treat.

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Money comes and goes,
and you’re cool with the flow.

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SMB’s got you covered with fast loans and a chill vibe – our new look and lower rates match your no-stress style.

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Budgets? Rules?
You’re too laid-back for that noise.

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Freedom

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30,000+ Customers

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Free-Spirit

Learn more about your Money Personality

You pivot like a pro.

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Cautious

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Free Spirits dance to their own beat

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Your Personality Traits

Easygoing

Budgets? Rules? You’re too laid-back for that noise.

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Adaptable

Curveballs don’t faze you – you pivot like a pro.

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Curious

New experiences trump saving for “someday.”

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Benefits of the Free-Spirit

Resilience
You recover 25% faster from setbacks.

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Luck factor Random wins (like a $1,000 refund) find you more often.

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Freedom
No plans, no pressure – just pure, unfiltered living.

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Blind Spots of the Free-Spirit

No Safety net
1 in 5 face income dips yearly – zero savings stings.

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Impulse costs
Last-minute buys (e.g. $900 flights) could’ve been $480 with a plan.

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Debt traps
Easy loans (even SMB’s) can sneak up without a loose budget.

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What Makes This Personality Type Unique?

Free Spirits dance to their own beat

While others stress over cents, you’re chasing vibes and nailing life’s curveballs. Your knack for rolling with it turns chaos into cash more often than you’d think.

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A cartoon illustration of a glass jar filled with gold coins with dollar signs, placed on a pink surface with some coins outside the jar.

Use SMB’s fast, flexible loans for big wins (like early travel deposits) without overcommitting.

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How to Succeed/
Win in Life

Stay free but add a light tether – stash $50 a week into a “just in case” fund (that’s $2,600 a year).

Financial freedom for you is riding life’s waves with enough cash to keep the good times flowing – chaos can win with a tiny bit of structure.