Planner

Well done, Planner! Savings, budgets, goals – you’ve got it all mapped out, whether it’s a house deposit or a comfy retirement.

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Two kayakers, one in a red kayak and one in a blue kayak, paddling across a calm body of water separated from a line of floating red buoys by a gradient of blue water.

You’re the money maestro, plotting every dollar like a chess move.

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An illustration of a curvy dashed line with an arrow at the top and a loop in the middle, indicating a winding or complex path.

SMB’s here to help with flexible loan terms and lower rates that fit your master plan – because even the best strategies need a boost sometimes.

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Planners are the architects of financial futures

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You’re rarely caught off-guard – life’s chaos bows to your plan.

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Goal-Driven

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30,000+ Customers

Planner

Learn more about your Money Personality

You’ve got it all mapped out.

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Wanna learn more about SMB?

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Control

Joystick controller with a red ball on top and a red button on the side.

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Your Personality Traits

Organised

Spreadsheets and trackers? Your happy place.

Illustration of five colorful folders in a row, each with a speech bubble on top, representing organization or communication.

Goal-driven

You’ve got a five-year plan – and you’re sticking to it.

Ice hockey goal net with red frame and white netting.

Analytical

Every spend gets a “worth it?” check before you commit.

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Benefits of the Planner

Control
You’re rarely caught off-guard – life’s chaos bows to your plan.

Joystick game controller with a red button

Big wins
Early planning (like bulk buys or travel) saves 15-25%.

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Stability
Your foresight means you’re set for the long haul.

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Blind Spots of the Planner

Rigidity
1 in 3 goals flop when life shifts – flexibility matters.

Illustration of a brick with three holes.

Overthinking
Paralysis by analysis might miss a $480 flight that jumps to $600. (Expedia, 2024)

Emoji of a surprised face with an explosion on top of its head.

Burnout
All work, no play? Don’t forget to live a little.

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What Makes This Personality Type Unique?

Planners are the architects of financial futures

While others wing it, you’re building a blueprint for success. Your ability to see the big picture and crunch numbers sets you apart, turning dreams into deadlines.

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A cartoon illustration of a glass jar filled with gold coins, with some coins spilling out onto a pink surface, symbolizing wealth or savings.

At SMB, we get you
our flexible loans can bridge gaps without derailing your goals

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Gold trophy cup with two handles on a brown base.

How to Succeed/
Win in Life

Keep plotting, but weave in some wiggle room.

Automate savings (e.g., $200/month at 5% pa grows to $31,000 in 10 years) and reward yourself with planned splurges. Financial freedom is nailing your targets and enjoying the ride – blend strategy with a bit of fun.