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What is my Credit Score & Why Does it Matter?
Taya Taya

What is my Credit Score & Why Does it Matter?

Your credit score is more than just a number—it’s a snapshot of your financial health that impacts your ability to secure loans, lower interest rates, and even job opportunities. Yet, studies show that most New Zealanders don’t know their score or how it’s calculated. This three-digit number, ranging from 0 to 1000, reflects your payment history on credit cards, loans, and bills, giving lenders and insurers insight into your financial reliability. A higher score can unlock better financing options, while a low score may hold you back.

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How To Build Your Credit Score
Taya Taya

How To Build Your Credit Score

So, you’ve checked your score and there is room for improvement? You don’t have any defaults and your bills are up to date… so what could have pulled it down? Don’t panic! There are some easy wins to help improve your credit score.

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